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Which data is collected by RBI?

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Which data is collected by RBI?

Macro Economic Aggregates, Financial Market Analysis, Financial Sector Stability Analysis, and Macro Monetary Management. These data have been collected from various Departments of RBI as well as from Government Statistical agencies.

How can I get data from RBI?

RBI Website The Reserve Bank maintains an active website (URL: http://www.rbi.org.in). All the information released by the Reserve Bank is also simultaneously made available on the website in pdf form. The data are provided in excel format. The site is updated several times a day.

How do I get Crilc data?

Solution

  1. Users manually login to CRILC site, check the four steps and parallelly copy and save the result in a word document where each transaction will be printed by the user.
  2. The bot was designed to get data from the database, then log in to the CRILC application.
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Who can access Crilc?

It has been decided that Primary (Urban) Co-operative Banks (UCBs) having total assets of ₹500 crore and above as on 31st March of the previous financial year shall report credit information, including classification of an account as Special Mention Account (SMA), on all borrowers having aggregate exposures of ₹5 crore …

Why do banks deposit with RBI?

The reluctance, which is due to increasing risk aversion and a lack of credit demand following a slump in economic activity, has seen banks depositing record amounts with the RBI, according to bankers and analysts. Typically, banks raise money from deposits and then lend at higher interest rates.

What is bank rate notified by RBI?

4.65 per cent
As of January 2021, the Bank Rate decided by the RBI is at 4.65 per cent.

Does RBI print money every year?

Although the RBI has the power to print Indian currency, the government still has the final say on a majority of the Reserve Bank’s actions. In addition, when the Reserve Bank estimates the demand for banknotes each year, it must file a written request that government officials must sign off on before printing.

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What is Crilc database?

RBI has constituted a Central Repository of Information on Large Credits (CRILC) to collect, store, and publish data on all borrowers’ credit exposures.

What is Crilc return?

The reporting frequency of the CRILC– UCBs return is quarterly to start with. The banks need to submit the data on large exposures within 30 days from the end of the quarter through XBRL reporting platform of RBI.

What are SMA 0 accounts?

SMA 0 are accounts where the Principal or Interest payment is not overdue for more than 30 days. However, these accounts, though not overdue, exhibit signs of irregularities indicating incipient stress through certain symptoms mentioned in the financial statements.

Do other banks retain their deposits with RBI?

1. Other banks retain their deposits with the RBI. The RBI lends funds to commercial banks in times of need.

Why do banks borrow from RBI?

Cash Reserve (or) Liquidity – Banks borrow money from RBI to maintain liquidity or cash reserve as a precautionary measure.

What is the future of the gold loan business in India?

The Working Group sees huge potential for the gold loans business in India in the medium and long run, as the gold stock increases ceaselessly in the country for varied reasons. Banks and gold loan NBFCs extending gold loans are playing a role in this financialisation process.

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How has leverage ratio of Tier I banks changed between march-2020?

In case of SCBs, Tier I leverage ratio also increased by 30 bps between March 2020 and September 2020, PVBs and FBs being the main contributors, having improved their ratio by 80 bps and 120 bps respectively, while the PSBs’ ratio remained flat ( Chart 2.2 h ).

Who are the largest borrowers in the non-banking space?

Contagion risks have receded with the shrinking of the inter-bank market. In the non-bank space, dominant positions occupied by mutual funds and insurance companies as fund providers continued, with Non-banking Financial Companies (NBFCs) and Housing Finance Companies (HFCs) turning out to be the largest borrowers.

How to assess financial stability of Indian financial institutions?

An assessment of financial stability aspects through performance parameters and level of interconnectedness of Indian financial institutions, supplemented by macro stress tests, including bottom-up stress tests is useful to disband this complex aggregation.