Can you get anything with a 850 credit score?

Your 850 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.

How rare is an 800 credit score?

Only 20\% of Americans have a credit score of 800 or higher. Even if you’re one of the people with the best credit score in the country, you might not reach 850. Wondering how to get a 850 credit score?

What percentage of the population has a credit score over 850?

Only about 1.6\% of the U.S. population with a credit score has a perfect 850, according to FICO’s most recent statistics. But it might not matter as much as you may think.

Is 851 a good credit score?

An 851 credit score is excellent.

Has anyone ever had a 900 credit score?

The most popular credit scores all use a range of 300 to 850. So a credit score of 900 isn’t possible with those models, which include VantageScore 3.0 and 4.0 as well as FICO 8 and 9. But some older models, as well as some alternative scores, do go up to 900 (or even beyond).

Is an 800 credit score good or bad?

An 800 credit score is a perfect credit score, believe it or not. Despite being just shy of the highest credit score possible (850), a credit score of 800 qualifies as perfect because improving your score further is unlikely to save you money on loans, lines of credit, car insurance, etc.

Is 850 a good or bad credit score?

A FICO® Score of 850 is an accomplishment built up over time. It takes discipline and consistency to build up an Exceptional credit score. Additional care and attention can help you keep hang on to it.

What does an 850 FICO® score mean?

Your 850 FICO ® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO ® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit.

What percentage of people with an 800 credit score have tax liens?

For example, just 0.1\% of people with credit scores over 800 have tax liens and civil judgments on their credit reports, according to VantageScore. People with an 800+ credit score also have credit card limits totaling roughly $46,700 on average, of which they generally use less than 5\%, according to VantageScore.