Is TransUnion 772 a good credit score?

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 772 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders.

What credit score does TransUnion use?

VantageScore® 3.0
TransUnion uses the VantageScore® 3.0 credit score. Get more information about VantageScore.

What is the average credit score for young adults?

In fact, according to Credit Karma, the average credit score for 18-24 year-olds is 630 and the average credit score for 25-30 year-olds is 628. FICO has different categorizations for credit scores and a 630 is deemed as “fair”.

What is a good credit score for a young person?

Americans in the 18-to-29 age range have an average FICO® Score of just 659, which is the lowest of any age range and 45 points lower than the overall average credit score of 704. Fortunately, there are plenty of ways for young adults to buck this trend.

What if my FICO score is 772?

A 772 credit score is often considered very good — or even excellent. With excellent credit, your credit scores become more of a bridge and less of a roadblock — a high score can help you qualify for premium rewards credit cards, auto loans and mortgages with the best terms.

Can I get a mortgage with a 772 credit score?

A 772 FICO® Score is considered “Very Good”. Mortgage, auto, and personal loans are easy to get with a 772 Credit Score. Lenders like to do business with borrowers that have Very Good credit because it’s less risky.

Is a 700 TransUnion score good?

Understanding credit score ranges Scores in this model range from 300 to 850. A good score with TransUnion and VantageScore® 3.0 is between 720 and 780. As your score climbs through and above this range, you can benefit from the increased freedom and flexibility healthy credit brings.

What does a 800 credit score mean?

Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21\% of all consumers have FICO® Scores in the Exceptional range.

Can I get a home loan with a 772 credit score?

What is a 722 credit score?

A 722 credit score is a good credit score. The good-credit range includes scores of 700 to 749, while an excellent credit score is 750 to 850, and people with scores this high are in a good position to qualify for the best possible mortgages, auto loans and credit cards, among other things.

Is a 720 TransUnion score good?

Is 772 a good or bad credit score?

Learn more about your credit score. A 772 credit score is Very Good, but it can be even better. Boosting your score into the Exceptional range could let you qualify you for the very best interest rates and terms.

What is the average utilization rate for a 772 credit score?

A FICO ® Score of 772 is well above the average credit score of 704, but there’s still some room for improvement. Among consumers with FICO ® credit scores of 772, the average utilization rate is 23.7\%. The best way to determine how to improve your credit score is to check your FICO ® Score.

How much does it cost to get a TransUnion credit score?

*Offer Details: Your TransUnion Score & Report are available as part of our subscription credit monitoring service. You will be billed at the low monthly cost of $24.95 per month (plus tax where applicable). Know Where You Stand. Protect What You’ve Built.

What is TransUnion’s Tu credit lock?

TransUnion’s exclusive TU Credit Lock puts control of your TransUnion Credit Report at your fingertips. Lock your TransUnion Credit Report to prevent criminals from using it to get credit in your name. Unlock it when you need to apply for credit.