Which is better HDFC or Icici Bank?
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Which is better HDFC or Icici Bank?
ICICI Bank scored higher in 3 areas: Work-life balance, Culture & Values and \% Recommend to a friend. HDFC Bank scored higher in 2 areas: Compensation & Benefits and CEO Approval. Both tied in 4 areas: Overall Rating, Career Opportunities, Senior Management and Positive Business Outlook.
Which bank is best for opening savings account?
Top Banks that have the Best Savings Account for Individuals
- State Bank of India (SBI) Savings Account.
- HDFC Bank Savings Account.
- Kotak Mahindra Bank Savings Account.
- DBS Bank Savings Account.
- RBL Bank Savings Account.
- IndusInd Bank Savings Account.
Which is best SBI or HDFC?
Some of the key results of the comparison between the two banks are: Lowest Interest rate of SBI Loan is 9.60\%, which is lower than the lowest interest rate of HDFC Bank at 10.25\%. Therefore, HDFC Bank can be a better option if you are looking for a high value amount.
Which bank is better Icici or SBI?
Some of the key results of the comparison between the two banks are: Lowest Interest rate of SBI Loan is 9.60\%, which is lower than the lowest interest rate of ICICI Bank at 10.25\%. This makes ICICI Bank a better option for Personal Loan. ICICI Bank has an average customer rating of 4.5.
How good is Icici bank?
0.5 4.5/5 “Excellent!” To use ICICI bank account is convenient and they will put the money in Fixed Deposit, if you have some minimum balance even though its a zero balance maintenance account. Its good to use the net banking facility. The customer care service is really good.
Is there zero balance account in HDFC?
HDFC Bank zero balance savings account can be opened by any resident individual who is not having an existing relationship with the bank and do not have complete KYC. A zero balance basic savings account can be opened with HDFC Bank which will have certain transactional and operational limits.
Which is better SBI or Icici?
Some of the key results of the comparison between the two banks are: Lowest Interest rate of SBI Loan is 9.60\%, which is lower than the lowest interest rate of ICICI Bank at 10.25\%. Hence, SBI is offering a cheaper loan option. Therefore, ICICI Bank can be a better option if you are looking for a high value amount.
Which account is best for SBI?
SBI Savings Account Interest Rates & Minimum Balance Required
| Savings Account | Interest Rate | Minimum Balance |
|---|---|---|
| Basic Savings Bank Deposit Small Account | 2.70\% p.a. | Nil |
| Savings Bank Account | 2.70\% p.a. | Nil |
| Savings Account for Minors | 2.70\% p.a. | Nil |
| Savings Plus Account | 2.70\% p.a. | Nil |
Which bank is best SBI or HDFC?
Hence, HDFC Bank and SBI both can be a preferred choice for relatively new enterprises. HDFC Bank has an average customer rating of 4.5. In contrast, SBI has an average customer rating of 3.3, based on which it is clear that HDFC Bank has a high customer service focus, an easy process and a quick turnaround.
Which bank is No 1 position in India?
HDFC Bank
HDFC Bank: HDFC Bank has been ranked India’s No. 1 Bank in forbes’ world’s Best bank report. It has 88,253 permanent employees as of 31 March 2018 and has a presence in Bahrain, Hong Kong and Dubai. HDFC Bank is India’s largest private sector lender by assets.
Which Icici account is best?
ICICI Savings Account Minimum Balance
| Type of Savings Account | Urban and Metro | Rural |
|---|---|---|
| Savings Account | Rs.10,000 | Rs.2,000 |
| Silver Savings Account | Rs.25,000 | Rs.25,000 |
| Freedom Savings Account | RS.10,000 | Rs.10,000 |
| Easy Receive Account | Rs.10,000 | Rs.5,000 |
Is ICICI Bank good for saving?
The services are good from ATMs and branches. 0.5 4.0/5 “Great!” No need to maintain minimum balance for ICICI Bank, because this is a salary comes savings account. Customer service was good and this bank has a superb app.
How is ICICI Bank better than HDFC Bank?
Currently branches wise count ICICI has an edge over HDFC by operating in more branches , but in reality the need and use of physic
What is the interest rate of ICICI Bank for savings account?
ICICI Bank gives its customers interest rates ranging from 3.25\%-3.75\%. For account balance below ₹ 50 lakh, the interest rate is 3.25\% per annum. The interest rate of 3.75\% for savings balance amount over ₹ 50 lakh and above. These interest rates on bank’s savings account are effective from 9 April 2020.
Should I go for ICICI Bank or State Bank of India?
NO IDEA ABOUT ICICI BANK. Definitely go for State Bank of India for a very simple reason that it doesn’t require you to maintain a minimum balance. You’ll get a debit card of choice and internet banking. If you don’t need a very particular service of a bank then nearly services of all banks are same.
What is the interest rate of HDFC Bank on savings?
Notably, savings made above Rs 500 crore, HDFC Bank gives interest rate in the form of RBI repo rate plus 0.02\%. This means 6.25\% + 0.02\% will result in 6.27\% interest rate on above Rs 500 crore deposits. A customer who makes savings below Rs 50 lakh, here will enjoy 3.50\% interest rate.